With such a competitive & expensive market, the experience of buying your first home has seemed to have transformed from a smart investment full of hope for the future into a scary dream. However it doesn't have to be!
With some smart decisions and a little knowledge of the world of real estate, buying a home can still be a great investment. Buying a home is a process, and like any other journey, there are certain steps you can take to ensure you reach your goal safely and successfully.
The first step when it comes to buying your first home is figuring out what your budget it. One of the biggest and most common mistakes first time homeowners make is buying a home that is beyond their means. While splurging on that 4 bedroom home may seem like it is worth stretching your monthly income, all it would take is one unexpected major expense to cause a cascading financial avalanche that can ruin your credit and cost you your home.
Before you start looking at actual homes, you should find and meet with a lender. They will be able to help you figure out your budget, including how much money you will need up front for a down payment and closing costs. If you qualify, there are also some government programs that can help you get into your first home with a low interest first time buyer loan.
Once you have gotten your finances in order and have established a budget, the fun begins! Before you set out to look at homes, sit down and decide what features your new home must have. There are hundreds of homes on the market in any given area, so knowing what you want can help narrow down the list considerably.
The next decision you will need to make is location. If you have children, you will want to check the schools in the area of any home you consider, as well as the amount of crime present. In addition, find out if certain areas are prone to natural disasters, especially flooding. A home on a floodplain may seem like a bargain until you find out the cost of insuring it.
Once you have the criteria and location narrowed down for your new home, it is time to get professional help. A good realtor will be your greatest asset as you search for your new home. Ask your family or friends if they have anybody they can recommend. Since you have already narrowed down what you are looking for in a home, your realtor will be able to target specific homes that are a good fit for you and your family.
Buying your first home can be a scary prospect, but you stand to reap countless benefits. Why throw your money away on rent every month when you can often get a mortgage with a similar (or lower) monthly payment that works towards paying off a home of your own.
Despite its great performances in our shooting trial however, the camera does certainly lack qualities comparing to more high end real estate photography camera bundles.
D5500 produces decent enough information in bright lights however, what probably most of photographers have issue with in low end cameras are the details in shadows which in real estate photography shadows plays an important part in the overall look and feel of the image.
Depending on the photographer level of experience, if you have started photography with one of those old manual cameras then you'll probably find out a way to get around it depending on the scene and situation. However, if you are belong to the new age you will probably find it hard to capture fine details in shadows with D5500 specifically in low light situations.